zndt

Card payments for the merchants that make travel worth it.

small businesses. small towns. international cards welcome.

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the problem

A surf school turns away a traveler who only carries a card. A beach café loses customers who don't carry cash. A guided hike, a yoga studio, a coastal restaurant — the small businesses people travel for can't accept the cards those travelers bring.

The big payment platforms built for big businesses. Small merchants get left out. So do their customers.

We're building for them.

Card payments. Real loyalty. Built for the merchants the big platforms ignore.

pay
Accept cards
Your phone becomes your card terminal. No hardware. No long contracts. No monthly minimums.
earn
Merchant loyalty
Customers earn points at each merchant. They come back. Merchants get repeat business without a third-party loyalty platform.
sell
Full POS
Menu, inventory, orders, kitchen display — your phone is your terminal.
speak
57 languages
Your merchants serve customers in many languages. So do their tools.
how it works

Open. Pay. Done — in under two minutes.

Find your merchant
Browse local businesses or scan a merchant's code. App speaks your language from the first screen.
See the menu
Order, customize, review your total — all from the merchant's profile in ZNDT.
Pay with your card
Tap your card or phone. Payments processed securely through Stripe.
Merchant gets paid
Funds settle directly to the merchant's bank via Stripe Connect Express. Transparent platform fee. Everything else goes to them.
Loyalty earned automatically
Your points with that merchant added on the spot. Come back, get rewarded.
for merchants

Your phone becomes your entire business

Point of saleMenu, cart, charge
Kitchen displayLive order queue
InventoryPhotos, variants, barcode
BookingCalendar + cancellations
DeliveryDriver tracking
AnalyticsRevenue, customers
TeamShifts, clock-in
RefundsYour rules, your way

"We built ZNDT because the small businesses that make travel worth it — the surf schools, the cafés, the gyms, the local cooks — shouldn't have to give away their margins just to accept a card."

— founding principle, non-negotiable

built by an international team

Not translated. Native.

Our team is international. Our merchants are too. Every screen, button, and message — written in their language. Not machine-translated as an afterthought.

SpanishFrenchArabicPortugueseGermanItalianJapaneseKoreanThaiVietnameseHindiBengaliSwahiliTurkishHausaYorubaAmharicIndonesianPolishDutchRussianChinese+ 37 more

Card payments built for small merchants. Pilot launching summer 2026.

Are you a small merchant in a tourist area? Apply to join the ZNDT pilot. We're onboarding our first 10-20 merchants in US coastal markets summer 2026.

app store — coming soon
google play — coming soon
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© 2026 ZNDT AI Corp