zndt

Commerce was built for corporations.
We're rebuilding it for everyone.

payments. rewards. commerce. 57 languages.

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the problem

A restaurant in Marrakech pays 3.5% on every card swipe. A surf instructor in Taghazout can't accept digital payments at all.

A boutique in Paris loses customers who won't download another app. A food cart in Mumbai is locked out of the banking system entirely.

The tools exist. They're just not built for these people.

One wallet. Every transaction.
Zero commission.

pay
NFC tap
Phone to phone. No card reader. No dongle. No middleman.
earn
Points
Every purchase earns. Loyalty built in, not bolted on.
sell
Full POS
Menu, inventory, orders, kitchen display — your phone is your terminal.
speak
57 languages
Darija to Danish. Tifinagh to Thai. Your language from the first screen.
how it works

Download to first payment in under two minutes

Open ZNDT
App detects your language automatically. No signup forms, no friction.
Load your wallet
Card, bank transfer, or cash through a local agent. Your money, your way.
Tap to pay
Hold your phone near the merchant's. Three concentric rings pulse. Done.
Earn instantly
Points land in your wallet before you put your phone away.
Merchant gets paid
Zero commission. No waiting. No percentage skimmed. The full amount, immediately.
for merchants

Your phone becomes your entire business

Point of saleMenu, cart, charge
Kitchen displayLive order queue
InventoryPhotos, variants, barcode
BookingCalendar + cancellations
DeliveryDriver tracking
AnalyticsRevenue, customers
TeamShifts, clock-in
RefundsYour rules, your way

"We built ZNDT because the people who feed us, dress us, teach us, and heal us shouldn't have to give away their margins just to accept a payment."

— founding principle, non-negotiable

global from day one

Not translated. Native.

Every screen, every button, every error message — written in your language. Not machine-translated from English as an afterthought.

DarijaFrenchArabicTifinaghSpanishHindiGermanJapaneseSwahiliPortugueseTurkishBengaliKoreanThaiVietnameseHausaYorubaAmharicRussianChinese+ 37 more

The everything wallet is coming. Get in early.

app store — coming soon
google play — coming soon
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